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The
Aperta Active Payments System (APS) comprises a suite
of application components that are fully integrated,
Windows®-based and bring the advantages of imaging
technology to organizations that process machine readable
documents such as checks, payments, utility bills
and merchant drafts. With the adoption of imaging
technology, workflows can be streamlined, operational
efficiency can be improved, and customer service levels
can be dramatically increased.
Aperta’s Active
Image Document Processing System (AiDPS) uses
state of the art document imaging techniques to reduce
labour costs in the capture, correction, balancing
and processing of documents and payment items.
Imaging is the most current development
in payment processing, possibly revolutionizing the
industry as much as the development of Optical Character
Recognition (OCR) and Magnetic Ink Character Recognition
(MICR) technologies. It is a process by which electronic
images (digitized pictures) of documents are captured
on a document transport and stored on electronic media.
Images can be rapidly retrieved for tasks such as
data-entry, customer inquiry and research, transmission,
fax, exchange, and statement production in either
printed format or electronically, via the web or CD/DVD.
Digitized images may also be accessed
by automatic character recognition equipment reducing
the labor-intensive entry of information by an operator.
Image Character Recognition (ICR) can interpret hand-printed
and machine printed alphanumeric characters such as
courtesy amounts, legal amounts, dates, names, account
numbers, and special symbols.
Images also provide the opportunity
to significantly improve fraud prevention by integrating
with automated signature
verification packages.
Unlike microfilm or paper, once an
image is stored it is accessible by multiple users
in diverse locations simultaneously, changing sequential
into concurrent tasks and eliminating bottlenecks
in your operations. On-line inquiry, retrieval, dispatch
and printing of images can be performed swiftly enough
to provide an almost immediate response to most customer
inquiries. |
